personal property

Boat Owner Insurance

Protect your boat while on the waters, on the road and in storage. Our policy is competitively priced and will be customized to protect your individual needs. The policy provides coverage for Inland and Coastal waters.

Policy Coverages

  • Direct physical loss coverage to the boat and motor
  • Liability coverage, with an automatic $1,000 medical payments and $10,000 uninsured boater coverage
  • Premium reflects a lay-up period beginning 12/1 and ending 4/1
  • Loss of or damage to boating equipment $2,500
  • Emergency Service - towing & labor up to $500 per incident
  • High deductible options to save premium dollars
  • Optional Trailer coverage

Save Money With Attractive Credits

  • Loss Free - up to 15%
  • Multi-policy discount - 10%
  • Credit of 5% for paying your bills using EFT (Electronic Funds Transfer)
  • Credit of 5% for participating in a qualifying employer or affiliated group program
  • Navigational Training Course - 5%
  • Experienced Operator - 5%
  • Navigational and Safety Equipment - up to 20%

Optional Endorsements

  • Increased liability limits
  • Increased medical payments
  • Increased uninsured boater limits
  • Increased boating equipment coverage
  • Expanded Emergency Service
  • Personal Effects coverage
  • Multi-owner

 Various Payment Options

 Patrons Oxford offers a variety of ways to pay   your bill. Click here for more information.




Contact us today!

Contact your  local independent agent and ask for a quote through Patrons Oxford.