Homeowner + Endorsement Insurance
Patrons Oxford PLUS endorsement.....
We save you premium dollars by combining endorsements.
Property Highlights
- Personal Property Replacement Cost
- Special Person Property Coverage
- Identity Fraud Expense
- Building Law and Ordinance Coverage
- Sinkhole Collapse Coverage
- Water Backup and Sump Overflow Protection
- Lock Replacement Coverage
- Police Department Service Charge Coverage
- Increases basic property limits:
- Tree debris removal coverage limit of liability is increased to $1,000
- Loss Assessment is increased to $2,000
- Credit Card Coverage limit is increased to $2,500
- The Special Limits of Liability for loss by theft of jewelry, watches, furs, precious and semi –precious stones is
increased to $2,500; loss by theft of firearms is increased to $2,500; loss by theft of silverware, silver-plated
ware, gold ware, gold-plated ware and pewter ware is increased to $4,000. This includes flatware, hollow-ware, tea
sets, trays and trophies made of or including silver, gold or pewter
- Additional Coverages:
- Personal property limit of $10,000 for live-in care providers (i.e., nurse, maid, nanny, etc.)
- Personal property limit of $5,000 for an “insured” in a nursing home
Liability Highlights
- Incidental Motorized Land Conveyances
- Personal Injury Protection
- Additional Coverages:
- $300,000/$2,000 Coverage E and F
- Part time business pursuits of an Insured under age 18
- Increased Claims Expenses to $75 per day
- Live-in care providers (i.e., nurse, maid, nanny, etc.)
- Extends liability coverage for an “insured” in a nursing home
- Extends liability in certain situations to motorized golf carts
Contact us today!
Contact your
local independent agent to see if your home qualifies for the "Plus" endorsement.